What is a term plan? | Personal Finance | Life Insurance | Term Plan | Protection Plan | Benefits | Policy | Policyholder | Investment | EMI | Assured | Death | Annual Income | Premium : IndiaNotes.com

You might have heard about ‘term Insurance plans or protection plans’.  Now what is a term insurance plan? Like it’s word says ‘term’, it provides a life cover to the policyholder for a particular term i.e. 10 years, 20 years, 30 years, etc. A term plan is the purest form of life insurance. It caters to the need of protection. […]

» Read more

Health Insurance after 45 Years | Personal Finance | Health Insurance | 5 Paisa Insurance | Premium | Coverage | Cover | Medical | Exclusions | Policy : IndiaNotes.com

At the age of 45, after securing your family’s future, now is the time to secure your own health. Mounting medical costs alert you to insure your health immediately. Here are some prerequisites to consider while insuring your health after the age of 45. Growing age invites more health issues. Frequent medical check-ups tend to burn a hole in your […]

» Read more

Manage Cyber Risk by opting Comprehensive Insurance Plan | Cyber Risk | Cyber Security | Cyber Risk Insurance | Cyber Risk Insurance Policy | Cyber Security | Cyber Crimes | Comprehensive Insurance Policy : IndiaNotes.com

Cyber risk insurance is a relatively new insurance product; therefore people are not fully aware about the reach of the coverage and the kind of security it offers. In today’s technology and data driven business ecosystem, cyber risk can incur unprecedented damage or loss to a company. Sectors like banking, finance, IT service, e-commerce etc. carry high volumes of highly […]

» Read more

Evaluating IRDA’s orders | IRDAI | Ajay Shah | Ashish Aggarwal | Fudamental Analysis : IndiaNotes.com

by Ashish Aggarwal Regulators are mini-States, combining legislative, executive and quasi-judicial functions. In the quasi-judicial function, regulators write orders, which impose punishment. In each of the last three years, the insurance regulator (IRDAI) has issued orders against nearly thirty per cent of India’s insurance companies. In the orders passed in January-May 2016, half of the life insurers companies were accused […]

» Read more

Why you must buy property insurance now | Property Insurance | Fundamental Analysis | Personal Finance | Natural disasters | Natural calamities | Family | Crime | Criminal behaviour | house break-ins | Accidents : IndiaNotes.com

Your home means the world to you — it is your comfort zone, your sanctuary, your getaway. And you would do anything to protect it. But safeguarding just the structure of your home is not enough. Afterall, your home is not only brick-and-mortar; your home is all the things that are in it — all your precious possessions, all your […]

» Read more

Thinking to Buy a Bike? Read the 8 Tips That Will Help You Choose the Best Option! | two-wheeler | Bike | Moped | Affordability | Brand | Model | Dealer options | Mileage of the bike | Service centers | Test drive | Insurance | EMI | Lenders | NBFC | Convonix : IndiaNotes.com

Purchasing a two-wheeler indeed gives you immense pride and pleasure. According to the Society of Indian Automobile Manufacturers (SIAM), around 77% of the vehicle market in India is dominated by two-wheelers. There are numerous factors to consider while making a purchase decision. Right from deciding which bike you want to applying for a two-wheeler loan, the considerations are many. Following […]

» Read more

What is the Procedure for Change of Address for Medical Insurance? | Personal Finance | Medical Insurance | Address | Agents | Brokers | Medical Emergency | Convonix : IndiaNotes.com

(Image source: http://www.studying-in-us.org/wp-content/uploads/2013/09/Health-Insurance-and-the-Health-Care-System.jpg) You might wonder why all this fuss about having to change the address in a medical insurance policy because of relocation. Well, whether you are moving from one city to another or from one state to another, the rule of thumb is that you must have your address updated in all official records such as the ones […]

» Read more

How Common Diseases Affect Your Health and Mediclaim Insurance | Personal Finance | Diseases | Health Insurance | Mediclaim | Cancer | Lump sum payout | Flexibility | Increased coverage : IndiaNotes.com

Personal and professional lives have changed especially in urban areas. While modern lifestyle has its pros, there are severalnegatives of living in thefast-paced world. Ecological imbalances, pollution, and stress due to the rapid urbanization have resulted in several health disorders. Common diseases affecting people Some common diseases that have seen a significant rise due to today’s unhealthy lifestyle include respiratory […]

» Read more
1 2